Merchant Rate Intelligence

Stop overpaying
for card processing

Compare any two payment providers side by side and see your exact monthly and annual saving — instantly.

Real-time results
No data stored
Embeddable
Your Current Provider
Transaction rate
%
Per-transaction fee
£
Monthly fee
£
Compare Against
Transaction rate
%
Per-transaction fee
£
Monthly fee
£
Number of transactions
Average transaction value
£
Current cost
£—
per month
Competitor cost
£—
per month
You save / month
Cost comparison
Current
Competitor
Fee type
Current
Competitor
Saving
% transaction fees
Fixed per-txn fees
Monthly fee
Total / month
⚖️
Calculating…
FAQ

Common questions

01
How accurate are the results?
Results are based on the rates you enter. The tool calculates exact monthly and annual costs using your transaction volume and average value. Always verify live rates directly with your provider before switching.
02
Which payment providers can I compare?
Any provider you can name. RateIQ is provider-agnostic. Enter rates from Stripe, Worldpay, Adyen, Square, SumUp, PayPal, Barclaycard or any other PSP and compare them directly.
03
Is my data stored or shared?
No. All calculations happen in your browser. Nothing is sent to a server, stored, or shared with third parties. Your rate data stays completely private.
04
What fees does the tool account for?
RateIQ covers the three main fee types: the percentage transaction rate, a fixed per-transaction fee, and a monthly platform or subscription fee. These represent the majority of processing costs for most merchants.
05
Can I embed this on my website?
Yes. Click the Get Embed button in the header to get a one-line iframe snippet. Drop it into any website and your visitors can run comparisons without leaving your page.
06
Is RateIQ really free?
Yes, completely free with no sign-up required. Use it as many times as you like and embed it on as many sites as you need.